who can you trust?

This is just one benchmark (for USA adult citizens), but it does tell you something useful, especially when there's a long history.

I hadn't checked my credit rating for many years, but now it's common for many banks to give free credit reports, with 'soft' inquiries that don't lower your credit rating.

(hard inquiries, for example getting a big loan from the bank, will lower your credit score).

Why is my current debt only "very good" and not "exceptional"?

Because you have to have activity, you have to have debt and owe money and show repayment history to get the highest score.

Besides monthly credit card usage, which I pay off the full amount every month, which is essentially temporary petty cash money that I pay off instantly, I have a large savings (for my lifestyle) and zero debt. I owe nothing to no one (in long term debt beyond one month credit card cycles).

If I wanted a better credit score in this category, one way to do it is get a 30 year mortgage on a house and pay it off the monthly installments on time.

Comments

Advice to younger meditators on jhāna, sex, porn, masturbation

Someone asked: Is porn considered harmful sexual.activity? I don't have a sex life because I don't have a partner and I don't wish to engage in casual sex so I use porn to quench the biological urge to orgasm. I can't see that's it's harmful because nobody is being forced into it. The actors are all paid well and claim to enjoy it etc. The only harm I can see is that it's so accessible these days on smart devices and so children may access it but I believe that this is the parents responsibility to not allow unsupervised use of devices etc. Views? Frankk response: In another thread, you asked about pleasant sensations and jhāna. I'm guessing you're young, so here's some important advice you won't get from suttas if you're serious about jhāna. (since monastics are already celibate by rule) If you want to attain stable and higher jhānas, celibacy and noble silence to the best of your ability are the feedstock and prerequiste to tha...

SN 48.40 Ven. Thanissaro comments on Ven. Sunyo's analysis

This was Ven. Sunyo's analysis of SN 48.40: https://notesonthedhamma.blogspot.com/2024/05/exciting-news-honest-ebt-scholars-like.html And here is Ven. Thanissaro's response to that analysis: I think there’s a better way to tackle the issue of SN 48:40 than by appealing to the oldest layers of commentarial literature. That way is to point out that SN 48:40, as we have it, doesn’t pass the test in DN 16 for determining what’s genuine Dhamma and what’s not. There the standard is, not the authority of the person who’s claiming to report the Buddha’s teachings, but whether the teachings he’s reporting are actually in accordance with the principles of the Dhamma that you know. So the simple fact that those who have passed the Buddha’s teachings down to us say that a particular passage is what the Buddha actually taught is not sufficient grounds for accepting it. In the case of the jhānas—the point at issue here— we have to take as our guide the standard formula for the jhānas, a...

1min. video: Dalai Lama kissing boy and asking him to suck his tongue

To give more context, this is a public event, * everyone knows cameras are rolling * it's a room full of children * the boy's mom is standing off camera a few feet away watching all of this * the boy initiated contact, he had already had a hug with Dalai Lama earlier and then asked Dalai Lama for another hug which triggered this segment 17 min. video showing what happened before that 1 min. clip and after, with some explanation https://www.youtube.com/watch?v=bT0qey5Ts78 16min talk from Ajahn Acalo with his thoughts on Dalai Lama kissing boy, relevance to Bhikkhu monastic code, sexual predators in religion in general, and how celibate monastics deal with sexual energy. https://www.youtube.com/watch?v=uK2m0TcUib0 The child's comments about the incident in a filmed interview later https://www.marca.com/en/lifestyle/world-news/2023/04/18/643eba5d46163ffc078b457c.html The child: It's a great experience It was amazing to meet His Holiness and I think it's a great ex...

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